Contractor Insurance

Constructing the ideal insurance coverage.

Contractor insurance throughout West Virginia in Crab Orchard, Charleston, Beckley, Princeton and Lewisburg.

Contractor insurance isn’t one-size-fits-all. A specialized policy allows you to easily customize and simplify your insurance coverage to ensure that your business’ unique needs are protected.

A specialty contractor insurance policy is an easy way to cover multiple risks without having to settle for a one-size-fits-all policy that wastes money on coverage you don’t want or need.

A good policy includes general liability that covers you against claims of damage or injury caused on site or to visitors on your own premises. Such costs can be immense and general liability insurance is often mandatory if you want to bid for government contracts.

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Which business insurance is right for your company?

Explore how having the right business insurance can protect your company from the unexpected.

You should also make sure that you protect your stock, machinery and equipment against damage or loss from fire, theft, flooding and other risks, both on-site and off-site. Just as importantly, you need to have insurance coverage against loss of income if you are unable to carry out work because your equipment is damaged.

Remember also to get workers’ compensation insurance, which is usually mandatory and protects employees against lost income and medical bills resulting from workplace injuries. You might be worried that the costs of a workers’ compensation policy will be high given the inherent risks of construction work, but many insurers will offer discounts if you follow safety programs.

If you need any help choosing the right contractor insurance policy, contact us today.

Contractor Insurance Quote Request

As an independent agency, we offer multiple options at competitive prices.

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Coverage will not be bound or changed until confirmed by a licensed agent.